Avidia Bancorp Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
1analyst covering
FY EPS (est.)
$1.44next fiscal year
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly361.0%
Return on Average Assets (ROA) Quarterly0.9
Efficiency Ratio Quarterly6,720.0%
Total Nonperforming Loans to Total Loans Quarterly0.6
Watch Items
- Credit Quality and Construction Loan ExposureTrigger: Nonperforming loans exceeding 1.00% of total loansAction: Re-evaluate underwriting standards and increase provisions for credit losses.
- Deposit Mix and Funding CostsTrigger: Specialty deposits (HSA and payments-related) falling below $550 millionAction: Review pricing strategies and expand marketing for niche deposit products.
Research as of 20 Jun 2026