Atlanticus Holdings Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
5-Yr Fwd EPS Growth
45.5%projected annual EPS growth
Analyst Coverage
4analysts covering
FY EPS (est.)
$9.60next fiscal year
Monitoring Framework
Key Performance Indicators
Managed Receivables Quarterly6.7BTarget: Continued expansion throughout 2026, driven by general purpose credit card growth
Return on Average Equity (annualized) Quarterly26.8Target: At or above 20%
Total Accounts Served Quarterly5.9MTarget: Organic customer acquisition and Mercury integration scale
Watch Items
- Mercury Financial Integration ProgressTrigger: Integration milestones falling behind schedule or synergy targets missedAction: Re-evaluate operational cost structures and adjust marketing spend on general purpose cards
- Net Charge-Off (NCO) RatesTrigger: NCO rates rising significantly above historical subprime industry averages (>20%)Action: Tighten underwriting models, refine risk-based pricing, and restrict credit limits on higher-risk tiers
- Funding Costs and Securitization YieldsTrigger: Failure to maintain or execute refinancing facilities at favorable ratesAction: Explore alternative debt financing channels or adjust consumer pricing to preserve net interest margins
Research as of 19 Jun 2026