Bankers Fidelity actively seeks opportunities in well-defined geographic, demographic, and product niches within the life and health insurance marketplace. It focuses on developing long-term relationships with a select number of independent marketing organizations and independent agents to expand its sales force efficiently.

Expected impact: Enables Bankers Fidelity to expand or contract its sales force dynamically without incurring significant fixed overhead expenses, driving premium growth in specialty senior markets.

The company is actively promoting its group benefits division, Atlantic American Employee Benefits, alongside selective association partnerships to offer voluntary life and supplemental health benefits directly at the workplace.

Expected impact: Diversifies the premium revenue base and leverages workplace enrollment strategies to capture market share in the voluntary benefits sector.

Management is actively addressing a design deficiency in internal controls surrounding the process of reviewing insurance reserves and deferred acquisition costs within the life and health segment.

Expected impact: Improves the precision and timeliness of detecting anomalies in reserve and deferred acquisition cost valuations, ensuring accurate financial reporting.