Assurant Inc Dossier
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SectorFinancials IndustryInsurance - Property & Casualty Beta (adjusted)0.70 Intrinsic Value $229.71median of 2 methodsbased on filings through 30 Jun 2026 Market Price $263.50Price as of 30 Sep 2026 Near fair valueIntrinsic value is 13% below the market price −50% · IV below pricenear fair value ±15%IV above price · +50% Data confidence Sign in to view data confidence Market Cap $13B Enterprise Value $13.5B Shares Outstanding 49.9M diluted Next Earnings Date3 Nov 2026 Last ex-dividend31 Aug 2026 All prices and values are periodic snapshots, not live quotes. Source dates are shown for reference. ThesisStreet consensus, scenarios, merits, risks, and invalidation triggers Thesis Summary Assurant entered the second half of 2026 with record quarterly earnings, an increased outlook for mid-single-digit adjusted EBITDA and adjusted EPS growth excluding reportable catastrophes, approximately 10% underlying growth, and planned repurchases toward the upper end of a $300 million to $350 million range. These indicators support a favorable operating view. The Hold recommendation therefore reflects valuation uncertainty rather than a negative operating assessment. This section is the 12-month view: analyst targets and the probability-weighted scenarios built from them. The intrinsic value at the top of this page answers a different question: what the business is worth today. Street view · analyst 12-month targets Low · most bearish analyst$274.00 Mean target$319.00 High · most bullish analyst$355.00 Street targets sit above today's price; our intrinsic value sits below it. Different horizons, different questions. Our research · scenarios, merits, risks, and invalidation triggersResearch as of 2 Sep 2026 Scenarios · 12-month scenario targets Bear CaseDownside scenario $274.0017% Global Lifestyle growth falls below the low-double-digit level underpinning the outlook, catastrophe losses create a material gap between reported and catastrophe-excluded performance, or capital deployment falls below the announced repurchase range. Base CaseCentral scenario $319.0059% Matches the consensus meanAssurant delivers its raised 2026 outlook of mid-single-digit adjusted EBITDA and adjusted EPS growth excluding reportable catastrophes, supported by Global Lifestyle and Global Housing, while executing repurchases within the stated $300 million to $350 million range. Bull CaseUpside scenario $355.0024% Global Lifestyle achieves at least the low-double-digit adjusted EBITDA growth indicated by management, enterprise underlying growth reaches approximately 10%, and strong capital generation permits repurchases near the upper end of guidance while sustaining the quarterly dividend. Scenarios are anchored to street consensus at the research date, with our probabilities and rationale. Key Investment Merits
Key Investment Risks
All scenarios are estimates and subject to change. Past performance is not indicative of future results. Quality Pillars MembersThis section is available to registered members. Create a free account or sign in to unlock the full breakdown. Explore this dossierValuationIntrinsic value, the six-method breakdown, peer medians, and your assumptions sandbox.Financial SnapshotRevenue, profitability, returns, balance sheet, dividends, and the filing-level detail.Qualitative AnalysisBusiness overview, strategic initiatives, and mergers, acquisitions & partnerships.Outlook & Key DatesForward estimates, reporting calendar, and the monitoring framework. |