Ameriserv Financial IncASRV
Price$4.61Intrinsic value$4.1011% below price

Financial Snapshot

Revenue, profitability, returns, debt, and capital allocation

Revenue $15M-3.7% YoYTTM through 30 Jun 2026
Net Income $8.5M+136.5% YoYTTM through 30 Jun 2026
Free Cash Flow $1.8MTTM through 30 Jun 2026

Margins

Current
Operating Margin15.0%
Net Margin56.6%

Returns

6.0%ROE
0.5%ROA
8.7%ROIC

Balance Sheet Health

Debt / Equity0.59x
Net Debt$17.4M
Cash & Equivalents$28M

Quality Metrics

Piotroski F-Score3 / 9
FCF Margin12.1%

Multi-Year Trend

Revenue
'19'20'21'22'23'24'25
FY2025: $14.6M
Diluted EPS$0.51TTM
'19'20'21'22'23'24'25
FY2025: $0.34

Dividend

$0.06Per share, FY20263.10%Yield-9.7%5-yr growth

Segment Performance

SegmentRevenueYoYOutlook
AmeriServ Wealth and Capital Management
All values are periodic snapshots, not live quotes. Source dates are shown for reference.

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AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.