Ameriprise Financial Inc Dossier
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SectorFinancials IndustryAsset Management & Custody Banks Beta (adjusted)1.09 Intrinsic Value $680.44median of 6 methods · middle span $457-$1,788based on filings through 30 Jun 2026 Market Price $492.35Price as of 30 Sep 2026 UndervaluedIntrinsic value is 38% above the market price −50% · IV below pricenear fair value ±15%IV above price · +50% Data confidence Sign in to view data confidence Market Cap $43.5B Shares Outstanding 92.5M diluted Next Earnings Date27 Oct 2026 Last ex-dividend3 Aug 2026 All prices and values are periodic snapshots, not live quotes. Source dates are shown for reference. ThesisStreet consensus, scenarios, merits, risks, and invalidation triggers Thesis Summary Ameriprise entered the second half of 2026 with strong earnings momentum, approximately $1.8 trillion of assets under management, administration and advisement, and adjusted operating return on equity of about 55%. However, the $559.32 share price was close to its $572.56 52-week high, while Asset Management continued to face net-outflow pressure and wealth flows remained exposed to advisor movement and capital-market conditions. The balance of strong execution, substantial shareholder distributions and elevated market expectations supports a Hold rather than a more aggressive recommendation. This section is the 12-month view: analyst targets and the probability-weighted scenarios built from them. The intrinsic value at the top of this page answers a different question: what the business is worth today. Street view · analyst 12-month targets Low · most bearish analyst$489.00 Mean target$574.36 High · most bullish analyst$645.00 Our research · scenarios, merits, risks, and invalidation triggersResearch as of 2 Sep 2026 Scenarios · 12-month scenario targets Bear CaseDownside scenario $489.0022% A material equity-market decline reduces fee-bearing assets, wealth flows turn negative, Asset Management outflows persist, and adjusted operating ROE falls below 45%. Lower earnings expectations and valuation compression move the shares toward the lower portion of their recent official 52-week range. Base CaseCentral scenario $574.3658% Matches the consensus meanAsset growth, advisor productivity, expense discipline and capital returns support moderate per-share appreciation, but persistent Asset Management outflows and a starting price near the 52-week high constrain multiple expansion. Bull CaseUpside scenario $645.0020% Adjusted operating EPS sustains double-digit growth, Advice & Wealth Management flows strengthen after advisor-transition headwinds, Asset Management outflows abate, and Ameriprise maintains an adjusted operating ROE near 55%. Continued repurchases and dividend growth amplify per-share gains. Scenarios are anchored to street consensus at the research date, with our probabilities and rationale. Key Investment Merits
Key Investment Risks
All scenarios are estimates and subject to change. Past performance is not indicative of future results. Quality Pillars MembersThis section is available to registered members. Create a free account or sign in to unlock the full breakdown. Explore this dossierValuationIntrinsic value, the six-method breakdown, peer medians, and your assumptions sandbox.Financial SnapshotRevenue, profitability, returns, balance sheet, dividends, and the filing-level detail.Qualitative AnalysisBusiness overview, strategic initiatives, and mergers, acquisitions & partnerships.Outlook & Key DatesForward estimates, reporting calendar, and the monitoring framework. |