American Coastal Insurance CorpACIC
Price$9.04Intrinsic value$9.485% above price

Valuation

How Intrinsic Value compares with model outputs

Intrinsic Value $9.48median of 2 methodsbased on filings through 30 Jun 2026
Market Price $9.04Price as of 30 Sep 2026
Margin of Safety +4.9%as of 30 Sep 2026

Valuation methods vs. Market Price

Company vs. peer median Members

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Assumptions

ParameterValue
Years 1–5: analyst growth pathFive-year total matches analyst consensus exactly. Year 1: -15.0% (near-term consensus, capped) · years 2–5: -15.0%/yr (balance of the path).-15.0% per year
Years 6–10: glide to demonstrated growth own history 127.5%, capped at 20%
Per-year rates
Yr 6-11.4%Yr 7-7.8%Yr 8-4.2%Yr 9-0.6%Yr 103.0%
-15.0% → 3.0%
Years 11–20: glide to long-run rate
Per-year rates
Yr 113.0%Yr 123.0%Yr 133.0%Yr 143.0%Yr 153.0%Yr 163.0%Yr 173.0%Yr 183.0%Yr 193.0%Yr 203.0%
3.0% → 3.0%
Beyond year 20: terminal growthPerpetual long-run rate3.0%
Historical EPS growth (multi-year median)median of 1 window (7y) (limited history)127.5%
Discount rate (cost of equity) 5.4%
Volatility vs market (adjusted beta)0.02

Valuation Detail Members

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Assumptions Sandbox Members

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Compare with peers

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Best in rowHigher is betterLower is better—Data not available
TargetAmerican Coastal Insurance CorpACICFinancials
Valuation
P/E4.5×
P/S1.3×
P/B1.3×
EV / Revenue—
EV / EBITDA—
Profitability
Gross margin92.1%
Operating margin27.0%
Net margin30.3%
FCF margin-9.4%
Returns
ROE29.4%
ROA8.1%
ROIC36.9%
Growth
Revenue growth (YoY)11.4%
5-yr fwd EPS growth-24.4%
Financial strength
Debt / Equity0.44×
Current ratio—
Altman Z-Score—
Interest coverage—
Dividend yield7.3%

Best value in each row is highlighted. Figures are periodic snapshots from the same filings used across each dossier; a dash means the figure is not available.

AI-assisted, source-linked narrative; figures from company filings (SEC EDGAR) and market data. Dates shown per section. Not investment advice. Terms of Use.