Amerant Bancorp Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
4analysts covering
FY EPS (est.)
$2.19next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 22 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly355.0%Target: 3.45% - 3.50%
Efficiency Ratio Quarterly6,852.0%Target: 60.00%
Common Equity Tier 1 (CET1) Ratio Quarterly1,184.0%Target: Well-capitalized regulatory minimums
Total Deposits Quarterly7.9B
Watch Items
- Commercial Real Estate (CRE) Loan ConcentrationTrigger: CRE loans exceeding 38% of total loan portfolioAction: Accelerate credit exits, reduce new CRE originations, and shift toward a more granular residential and C&I portfolio.
- Non-Performing Assets (NPAs)Trigger: NPAs rising above $191.6 millionAction: Increase loan loss provisions and intensify credit monitoring of criticized and classified loans.
- Deposit Beta and Funding CostsTrigger: Cumulative deposit beta exceeding 0.48Action: Optimize deposit mix by leveraging international deposits (Venezuelan market) and reducing reliance on high-cost brokered deposits.
Research as of 19 Jun 2026