Alerus Financial Corp Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
5analysts covering
FY Revenue (est.)
$307.7Mnext fiscal year
FY EPS (est.)
$3.04next fiscal year
Reporting Calendar
| Event | Expected Date |
|---|---|
| Q3 2026 Earnings Release | 28 Oct 2026 |
Monitoring Framework
Key Performance Indicators
Net Interest Margin (NIM) Quarterly377.0%Target: 3.55% to 3.65% (Full Year 2026 Guidance)
Return on Average Total Assets (ROA) Quarterly1.8Target: > 1.20% (Full Year 2026 Guidance)
Return on Average Tangible Common Equity (ROTCE) Quarterly21.9
Efficiency Ratio Quarterly6,339.0%
Watch Items
- Asset Quality and Nonperforming Loans (NPLs)Trigger: Increase in nonperforming assets above $54.0 million or net charge-offs exceeding historical averagesAction: Monitor credit performance closely, especially commercial real estate and construction exposures, following the $33.6 million nonperforming loan sale in May 2026.
- Deposit Growth and Mix StabilityTrigger: Contracting core relationship deposits or a drop in noninterest-bearing deposits below 19.7% of total depositsAction: Evaluate deposit pricing strategies and the performance of synergistic HSA and retirement-sourced deposits.
Research as of 19 Jun 2026