Affirm Holdings Inc Dossier
Outlook & Key Dates
Estimates, guidance, catalysts, and upcoming events
Analyst Estimates Learn more →
Analyst Coverage
30analysts covering
FY EPS (est.)
$3.08next fiscal year
Monitoring Framework
Key Performance Indicators
Gross Merchandise Volume (GMV) Quarterly11.6BTarget: 49265000000 to 49565000000
Active Consumers Quarterly26.8M
Transactions per Active Consumer Quarterly6.7
Affirm Card Active Users Quarterly4.4M
Watch Items
- U.S. Monthly Installment Loan 30+ Day Delinquency Rate (Ex-Peloton and Pay in X)Trigger: Above 3.0%Action: Tighten credit underwriting models and adjust approval rates for near-prime borrowers.
- Funding Capacity and ABS Market SpreadsTrigger: Spreads widening by more than 50 bps or total capacity falling below $25 billionAction: Diversify funding sources, expand forward-flow agreements, and optimize the hybrid funding mix.
Research as of 19 Jun 2026