1st Source Corp Dossier
Financial Snapshot
Revenue, profitability, returns, debt, and capital allocation
Revenue $433.8M+12.1% YoYTTM through 30 Jun 2026
Net Income $170.9M+28.9% YoYTTM through 30 Jun 2026
Free Cash Flow $208.1MTTM through 30 Jun 2026
Margins
| Current | |
|---|---|
| Operating Margin | 47.1% |
| Net Margin | 36.5% |
Returns
13.2%ROE
17.6%ROA
12.4%ROIC
Balance Sheet Health
Debt / Equity0.15x
Net Debt$72.2M
Cash & Equivalents$127.3M
Quality Metrics
Piotroski F-Score5 / 9
FCF Margin48.0%
Rule of 4056.1
Earnings-Beat Rate75.0%
Multi-Year Trend
Diluted EPS$6.97TTMFY2025: $6.41
Dividend
$0.83Per share, FY20262.25%Yield-7.3%5-yr growth
Capital Allocation
Capex Intensity1.9%
Segment Performance
| Segment | Revenue | YoY | Outlook |
|---|---|---|---|
| Specialty Finance Group | View detailsFocuses on nationwide specialized financing for construction equipment, private/cargo aircraft, and fleet vehicles. | ||
| Community Bank | View detailsProvides regional commercial and consumer banking services across Indiana and Michigan. |
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