{"id":13,"date":"2025-10-31T20:37:58","date_gmt":"2025-10-31T12:37:58","guid":{"rendered":"https:\/\/10.3.10.224:31010\/terms-of-service"},"modified":"2025-11-18T22:26:10","modified_gmt":"2025-11-18T14:26:10","slug":"terms-of-service","status":"publish","type":"page","link":"https:\/\/www.openpedia.ai\/terms-of-service","title":{"rendered":"Terms of Service"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\"><strong>Terms of Use<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Welcome to Capopedia<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Capopedia (&#8220;Capopedia,&#8221; &#8220;we,&#8221; &#8220;our,&#8221; or &#8220;us&#8221;) operates a financial intelligence platform designed for investment research and corporate analysis. By accessing or using our website, apps, or related services (collectively, the &#8220;Platform&#8221;), you agree to these Terms of Use (&#8220;Terms&#8221;). If you do not accept the Terms, please do not use the Platform. We may modify the Terms at any time; continued use after a revision is posted constitutes acceptance of the updated Terms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. Capopedia as a Financial Intelligence Tool<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1.1 Service Description.<\/strong> Capopedia is a financial intelligence platform that provides AI-powered company analysis, financial research, and investment insights (&#8220;Company Dossiers&#8221; or &#8220;Financial Intelligence&#8221;) generated through proprietary models and data processing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1.2 Professional Use.<\/strong> Company Dossiers and related financial intelligence are intended for professional investment research, due diligence, and analytical purposes by qualified users.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1.3 Read-Only Platform.<\/strong> Capopedia is a read-only platform. Users access pre-generated financial intelligence but do not create, modify, or submit content.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. Intellectual Property<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2.1 Platform Content.<\/strong> All Company Dossiers, financial analysis, data models, and other content on the Platform (&#8220;Platform Content&#8221;) are owned by Capopedia or its licensors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2.2 Limited License.<\/strong> We grant you a limited, non-exclusive, non-transferable license to access and use Platform Content solely for your internal business purposes in accordance with these Terms.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2.3 Restrictions.<\/strong> You may not reproduce, distribute, modify, or create derivative works from Platform Content without written permission, except as necessary for internal analysis and research.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. Financial Information Disclaimers<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3.1 Not Investment Advice.<\/strong> Platform Content is for informational purposes only and does not constitute investment advice, recommendations, or solicitations to buy, sell, or hold any securities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3.2 No Fiduciary Relationship.<\/strong> Capopedia is not acting as your advisor, broker, or fiduciary. You are solely responsible for your investment decisions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3.3 Data Accuracy.<\/strong> While we strive for accuracy, financial data and analysis may contain errors, omissions, or be outdated. Always verify information with primary sources and conduct independent due diligence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3.4 Market Risk.<\/strong> Past performance does not guarantee future results. All investments carry risk of loss.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. User Responsibilities &amp; Prohibited Uses<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4.1 Authorized Use.<\/strong> You may use the Platform only for legitimate business and research purposes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4.2 Prohibited Activities.<\/strong> You must not:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use Platform Content for market manipulation or illegal trading activities<\/li>\n\n\n\n<li>Redistribute or resell Platform Content to third parties<\/li>\n\n\n\n<li>Attempt to reverse-engineer our proprietary models or algorithms<\/li>\n\n\n\n<li>Access the Platform through automated means without permission<\/li>\n\n\n\n<li>Violate applicable securities laws or regulations<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4.3 Compliance.<\/strong> You are responsible for compliance with all applicable laws, including securities regulations in your jurisdiction.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5. Data Sources &amp; Methodology<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>5.1 Data Sources.<\/strong> Our analysis incorporates public filings, market data, news sources, and other publicly available information.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>5.2 AI-Generated Content.<\/strong> Company Dossiers are generated using artificial intelligence and may contain inaccuracies or biases inherent in AI systems.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>5.3 Third-Party Data.<\/strong> Some information is sourced from third-party providers whose terms may apply.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>6. Copyright &amp; Takedown Policy<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>6.1 DMCA Compliance.<\/strong> Capopedia complies with the Digital Millennium Copyright Act. Copyright notices should be sent to our designated agent:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>CAP Pte Ltd<\/strong><br>Attn: Copyright Agent<br>[Address]<br>Email: <a href=\"mailto:copyright@capopedia.ai\">copyright@capopedia.ai<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>6.2 Good Faith Use.<\/strong> Our use of public information is intended to constitute fair use for research, analysis, and commentary purposes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>7. Privacy &amp; Data Protection<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>7.1 User Data.<\/strong> We collect and process user data in accordance with our Privacy Policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>7.2 Analytics.<\/strong> We may analyze usage patterns to improve our services while maintaining user confidentiality.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>8. Governing Law &amp; Dispute Resolution<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>8.1 Governing Law.<\/strong> These Terms are governed by Singapore law.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>8.2 Dispute Resolution.<\/strong> Disputes shall be resolved through arbitration in Singapore under SIAC rules, except for intellectual property claims which may be brought in Singapore courts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>9. Disclaimers &amp; Limitations<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>9.1 No Warranties.<\/strong> The Platform is provided &#8220;as is&#8221; without warranties of any kind, including accuracy, completeness, or fitness for particular purposes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>9.2 Liability Limitation.<\/strong> Our total liability shall not exceed the fees paid by you in the twelve months preceding the claim, or USD 1,000, whichever is greater.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>9.3 Professional Advice.<\/strong> Nothing on the Platform replaces professional financial, legal, or tax advice.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>10. Subscription &amp; Access<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>10.1 Access Rights.<\/strong> Access to certain features may require a paid subscription.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>10.2 Termination.<\/strong> We may terminate access for breach of these Terms or misuse of the Platform.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Questions? E-mail us at <a href=\"mailto:support@capopedia.ai\">support@capopedia.ai<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-13","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.openpedia.ai\/x-json\/wp\/v2\/pages\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.openpedia.ai\/x-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.openpedia.ai\/x-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.openpedia.ai\/x-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.openpedia.ai\/x-json\/wp\/v2\/comments?post=13"}],"version-history":[{"count":1,"href":"https:\/\/www.openpedia.ai\/x-json\/wp\/v2\/pages\/13\/revisions"}],"predecessor-version":[{"id":47,"href":"https:\/\/www.openpedia.ai\/x-json\/wp\/v2\/pages\/13\/revisions\/47"}],"wp:attachment":[{"href":"https:\/\/www.openpedia.ai\/x-json\/wp\/v2\/media?parent=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}